What to do after a car accident in Florida

1. Check for injuries and call 911 if anyone is hurt

   Your safety comes first. If anyone has severe pain, trouble breathing, a head injury, or can’t move normally, call 911 and don’t move them unless they’re in danger.

2. Move to safety

   If the vehicles can be driven and no one is hurt, move out of traffic. Turn on hazard lights.

3. Call the police

   Florida law requires reporting a crash that causes injury or death, or apparent property damage of $500 or more (Fla. Stat. §316.065). A police report can also help with your insurance claim. Ask for the report number.

4. Exchange information and take photos

   Get names, phone numbers, insurance companies, policy numbers, and license plates. Photograph the vehicles, the scene, and any visible injuries.

5. Notify your auto insurer

   Report the accident to your own insurer promptly and write down your claim number.

6. Get checked within 14 days

   Florida PIP generally requires initial care within 14 days of the accident for benefits to apply. Even if you feel fine, some symptoms appear later.

7. Keep a simple record

   Note new symptoms, missed work, and appointments. Keep receipts and paperwork in one folder.

Educational information only, not medical, legal, or insurance advice. Requirements depend on your policy and current Florida law.